Applying for a Harmoney loan


At Harmoney, one of our goals is to At Harmoney, one of our goals is to
make applying for a loan quick and easy. We also fund loans really quickly, with most We also fund loans really quickly, with most
loans fully funded within 24 hours. In this video we give you an overview of the In this video we give you an overview of the
application process to help you get started. So let’s go! You’ll need your NZ Driver’s Licence You’ll need your NZ Driver’s Licence
or NZ passport details handy so we can verify your identity. And internet banking so we can And internet banking so we can
verify your income. In some cases, we may need proof of address In some cases, we may need proof of address
like a utility bill with your name and address on it. But that’s only if we can’t find your But that’s only if we can’t find your
address in databases available to us. During your application, we learn During your application, we learn
about you, and your finances. We also run some checks to independently We also run some checks to independently
verify your information. This helps keep everyone in This helps keep everyone in
our marketplace safe. Then we assess your application. Some take longer than others to assess if you’re self-employed, or applying with if you’re self-employed, or applying with
your spouse or partner, for example. But for most people it’s super-quick. If your application is successful, If your application is successful,
you’re given loan terms to consider. You’ll have up to 30 days to decide You’ll have up to 30 days to decide
so there’s no need to rush. And you can always let us know And you can always let us know
if you need a bit longer. If you decide to go ahead we submit If you decide to go ahead we submit
your loan for lenders to fund. Funding is quick-as, with most loans Funding is quick-as, with most loans
fully-funded within 24 hours. We’ll then arrange to deposit the money
into your bank account. Or if consolidating debt, we’ll make arrangements Or if consolidating debt, we’ll make arrangements
directly with the lender to repay that debt — that’s right, — that’s right,
we take care of that for you! And that’s it! The whole process is online so there’s no The whole process is online so there’s no
awkward face-to-face meetings and you can apply from anywhere
at any time. With help just a click or
a phone call away. To find out more, check out
our FAQs below or get in touch! We’re here to help.

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