Indiana Newsdesk, March 15, 2019 Birch Bayh, Payday Loans


>>>”INDIANA NEWSDESK” IS MADE POSSIBLE IN PART BY:>>COMING UP ON “INDIANA NEWSDESK,” HE’S BEING REMEMBERED AS AN INDIANA ICON.>>HE CONNECTED WITH PEOPLE. YOU KNOW WHAT HE CONVEYED TO THEM? I’M ON YOUR SIDE. I AM ON YOUR SIDE. I’M GOING TO TRY TO HELP YOU.>>A LOOK BACK AT THE LIFE AND THE LEGACY OF FORMER U.S. SENATOR BIRCH BAYH.>>PAYDAY LOANS SOME CALL THEM NECESSARY AND OTHERS PREDATORY.>>IF I TOOK OUT $1,000, IF I PAID IT OFF IN A YEAR, I WOULD BE PAYING BACK $3,600.>>AHEAD HOW A PROPOSAL AT THE STATE HOUSE WOULD CHANGE THE LENDING LANDSCAPE. AND TEACHERS ARE TRADING THE HALLS OF THEIR SCHOOLS FOR THE STATES OF STATE HOUSE. THE LATEST ON THE BOTTLE OVER SCHOOL FUNDING. THOSE STORIES, PLUS THE LATEST NEWS HEADLINES FROM ACROSS STATE, RIGHT NOW ON “INDIANA NEWSDESK.” ♪>>WELCOME TO “INDIANA NEWSDESK,” I’M JOE HREN. NOTHING SAYS MORE ABOUT A POLITICIAN THAN WHAT HIS COLLEAGUES ACROSS THE AISLE THINK OF HIM AND FOR FORMER U.S. SENATOR BIRCH BAYH, THE PRAISE CONTINUES TO POUR IN. BAYH DIED EARLIER THIS WEEK AT HIS HOME IN MARYLAND. HE WAS KNOWN AS A LIBERAL DEMOCRAT, AND GAINED RESPECT OF MANY ACROSS STATE AND THE NATION.>>FORMER CONGRESSMAN LEE HAMILTON AND U.S. SENATOR BIRCH BAYH’S FRIENDSHIP SPANS NEARLY SEVEN DECADES. THEY REPRESENTED HOOSIERS IN WASHINGTON, D.C., AT THE SAME TIME AND REMAINED CLOSE CONFIDENTANTS DECADES LATER. HAMILTON SAYS BAYH HELPED FUNDAMENTALLY CHANGE INDIANA POLITICS WITH HIS UNIQUE CAMPAIGNING STYLE.>>HE WOULD STAND, FOR EXAMPLE, AT THE CORNER OF THE STOP LIGHT IN NASHVILLE, INDIANA, WHEN THE TREES WERE TURNING COLOR AND THE CARS WOULD BE BACKED UP FOR MILES AND HE WOULD GO DOWN THE LINE AND SHAKE HANDS WITH PEOPLE IN EVERY CAR. HE JUST NEVER STOPPED CAMPAIGNING.>>AND MANY PEOPLE GOT THE HANG OF HIS UNUSUAL NAME WITH THE HELP OF A CLEVER CAMPAIGN SONG. ♪ HIS FIRST NAME IS BIRCH ♪ ♪ IT’S LAST NAME IS BAYH ♪♪>>WHEN YOU WIN IT BY TWO VOTES, A LOT OF THINGS — I DON’T KNOW HOW ANYTHING HAD A BIGGER IMPACT. WHETHER YOU LIKE IT OR NOT, THE NAME BIRCH BAYH AND IT WAS A POSITIVE THING. YOU COULDN’T BE ANGRY. I WASN’T SAYING BAD THINGS ABOUT ANYBODY. AND MOST IMPORTANTLY, THE NAME GOT OUT THERE. IT’S BIRCH BAYH. BIRCH BAYH.>>AND NOW THAT NAME CARRIES QUITE THE LEGACY. DURING HIS THREE TERMS IN THE U.S. SENATOR, BAYH ACCOMPLISHED MORE THAN SOME POLITICIANS DO IN THEIR ENTIRE CAREERS. HE SPONSORED LEGISLATION, CREATING TITLE 9, A LOU THAT PROHIBITS — LAW THAT PROHIBITS GENDER DISCRIMINATION.>>EVERY WOMAN IN THE COUNTRY OWE HIM A DEBT OF GRATITUDE BECAUSE BY TITLE NINE, HE REALLY DID OPEN UP OPPORTUNITIES, ESPECIALLY FOR WOMEN, PROFOUNDLY IMPACTING THEIR LIVES.>>BAYH ALSO WROTE THE 25th AND THE 26th AMENDMENTS, WHICH CREATED POLICY FOR PRESIDENTIAL SUCCESSION AND LOWERED THE VOTING AGE TO 18.>>I THINK HE WROTE MORE OF THE CONSTITUTION THAN ANY SENATOR SINCE JAMES MADISON.>>BUT ABOVE ALL, HAMILTON SAYS HE WILL REMEMBER BAYH AS A STEADFAST FRIEND WHO HAD AN UNMATCHED ABILITY TO CONNECT WITH PEOPLE FROM ALL WALKS OF LIFE, SOMEONE WHO NEVER STOPPED CAMPAIGN, UNLESS IT WAS FOR ICE CREAM.>>HE LOVED DAIRY QUEENS. HE KNEW EVERY DAIRY QUEEN IN STATE OF INDIANA. WE WOULD DRIVE THROUGH OSGOOD, INDIANA, AT 10:00 AT NIGHT AND HE WOULD SAY, LEE, THAT PLACE DOESN’T CLOSE UNTIL 10:30. LET’S STOP FOR A DAIRY QUEEN.>>FOR “INDIANA NEWSDESK,” I’M BARBARA BROSHER.>>AND WE SPOKE WITH SHONDA STATTON, COACH OF THE I.U. WOMEN’S SOFTBALL TEAM. SHE SAYS SHE’S WHERE SHE IS BECAUSE OF SENATOR BAYH.>>WE NEED ANOTHER SENATOR BAYH FOR EQUAL PAY BUT I CAN BE A DIVISION ONE SOFTBALL COACH AND MENTOR AND MOLD A YOUNG WOMAN BECAUSE OF SENATOR BAYH HIS LEGACY.>>>INDIANA TEACHERS SAY THE STATE IS FAILING WHEN IT COMES TO PROVIDING COMPETITIVE PAY. ITS LEADING TEACHERS TO GO FROM THE HALLS OF THEIR SCHOOLS TO THE HALLS OF STATE HOUSE. AS JENNY LINDSEY REPORTS THEY NEED TO OFFER MORE SUPPORT TO SCHOOLS BEFORE DISTRICTS CAN INCREASE SALARIES.>>LAWMAKERS HAVE BEEN SEEING RED AT THE STATE HOUSE, LITERALLY. CROWDS OF TEACHERS INVOLVED IN THE RED FOR ED MOVEMENT ARE INCREASING THEIR PRESENCE AS DEBATES FOCUSED ON THE STATE BUDGET HEAT UP. AT A WEEKEND RALLY, A SEA OF EDUCATORS HAD A CLEAR MESSAGE.>>AND SO WE NEED TOON VEST ININ TEACHERS SO WE CAN INVEST IN OUR FUTURE. IN THE GOVERNMENT TAKES THAT TO HEART, THEY WILL FUND EDUCATION AND FUND OUR NEEDS AND STUDENTS’ NEEDS.>>NOT EVERYONE HERE WORKS IN A CLASSROOM. SCHOOL ADMINISTRATORS, PARENTS AND CHILDREN FROM COMMUNITIES ACROSS STATE JOINED INTO THE HIGH-ENERGY CHANT. THEY URGED THEM TO KEEP UP THE INTENSITY AT A SCHOOL FUNDING HEARING THIS WEEK.>>AND AS SENATE LAWMAKERS HEARD HOURS OF TESTIMONY THURSDAY, DOZENS OF TEACHERS URGED THEM TO PROVIDE MORE MONEY FOR SCHOOLS. MANY SAY CURRENT PLANS DON’T PROVIDE SCHOOLS WITH THE FUNDING THEY NEED, TO BOOST TEACHER PAY AND ADDRESS BASIC NEEDS. WHEN LOCAL CONTROL IS TOUTED, TEACHERS MAY GAIN A PAY INCREASE BUT UNDOUBTEDLY USE THE SUPPORT STAFF, THE SMALLER CLASS SIZES, THE PROFESSIONAL DEVELOPMENT AND MORE.>>A CROWD GATHERED OUTSIDE OF THE PACKED HEARING ROOM, TEACHERS ANDS AT THE MEETINGS RAISED CONCERNS TO CUT MORE THAN $105 MILLION IN WHAT IS CALLED COMPLEXITY FUNDING. DOLLARS THAT GO TO LOW-INCOME STUDENTS. KIM SMITH SAYS MORE MONEY IN THE OVERALL SCHOOL FUNDING FORMULA IS GOOD, BUT HE SAYS TAKING IT FROM COMPLEXITY FUNDING WILL MEAN LESS SUPPORT FOR SCHOOLS THAT NEED IT THE MOST.>>OUR SCHOOLS TODAY DEAL WITH SO MUCH MORE THAN THEY HAD TO DO YEARS AGO. COMPLEXITY IS WHAT SCHOOLS ARE MADE OF.>>LAWMAKERS HAVE UNTIL THE END OF APRIL TO FINE AIZE THE BUDGET — FINALIZE THE BUDGET.>>>NOW FOR HEADLINES WE GO OVER TO BARBARA BROSHER WHO HAS THE LATEST ON THIS WEEK’S TOP STORIES.>>THANKS, JOE. A FEDERAL APPEALS COURT HAS RULED PORTIONS OF A 2016 INDIANA ABORTION LAW ARE NOT UNCONSTITUTIONALLY VAGUE AND HAVE REVERSED AN INJUNCTION BLOCKING THEM. THE SEVENTH CIRCUIT U.S. COURT OF APPEALS DECIDED THIS WEEK THAT U.S. DISTRICT JUDGE JANE MAGNESSSON SHOULD HAVE RULED AGAINST PLAINTIFFS INDIANA UNIVERSITY AND THREE OF ITS RESEARCHERS, WHO CHALLENGED THE LAW WHICH REQUIRES ABORTED FETUSES TO BE BURIED OR CREMATED SO VIGO IS CONSIDERING FOUR POTENTIAL SITES FOR A NEW JAIL. THEY VOTED TO APPROVE A RESOLUTION THAT PUTS MULTIPLE SITE OPTIONS ON THE TABLE. THE COUNCIL WILL CONTINUE TO SEEK THE BEST SITES AND THE COST OPTIONS TO BENEFIT THE COMMUNITY.>>WE HAVE HEARD THE PUBLIC NOW FOR TWO YEARS AND THREE MONTHS THAT I HAVE BEEN ON THE COUNCIL AND IT SEEMS LIKE WE ARE REPRESENTING THE INTERESTS OF THE TAXPAYER OF VIGO COUNTY AND I THINK YOU SAW THAT IN ACTION THIS EVENING.>>A FEDERAL COURT ORDER MANDATES THAT THEY GIVE REGULAR UPDATES ON THE PROGRESS OF THE NEW COUNTY JAIL, INCLUDING THE SITE SELECTION. COUNTY COMMISSIONERS WILL DECIDE ON’ FINAL SITE AFTER ALL LAND APPRAISALS ARE SUBMITTED.>>INDIANA TRANSPORTATION OFFICIALS SAY THE NEXT PHASE OF I-69 CONSTRUCTION IS UNDERWAY. WORKERS ARE CLEARING TREES AND PLACING EROSION CONTROL TO BUILD A NEW BRIDGE AND ROADWAY IN MARTINSVILLE. CONSTRUCTION IS PART OF I-69 SECTION 6, WHICH LINKS MARTINSVILLE TO INDIANAPOLIS. THE ROUTE WILL RUN ALONG EXISTING STATE ROAD 37. THE CREWS STARTED WORKING THIS WEEK AND SHOULD BE DONE WITH THIS PHASE OF CONSTRUCTION BY NOVEMBER.>>WELL, RIGHT NOW HOOSIERS POST ONLINE THAT THEY ARE INTERESTED IN ADOPTING A CHILD, THEY ARE TECHNICALLY COMMITTING A CRIME. A 2007 INDIANA LAW MAKES IT ILLEGAL FOR ANYONE OTHER THAN LICENSED ADOPTION AGENCIES AND AATTORNEYS TO ADVERTISE ADOPTION SERVICES IN THE PHONE BOOK. NOW, A 2017 UPDATE EXPANDED THAT TO ANY ADVERTISEMENTS, INCLUDING ONLINE. FOR POST LEGISLATION LOOSENS THAT RESTRICTION IT WOULD ALLOW PEOPLE TO PROVE THAT THEY ARE TRYING TO ADOPT A CHILD ON THEIR OWN BEHALF. THE BILL CLEARED THE HOUSE PASSED IT UNANIMOUSLY AND THE SENATE COMMITTEE SENT IT TO THE FLOOR.>>>THE INDIANA BUREAU OF MOTOR VEHICLES OFFERS DRIVER’S LICENSES IN STATE IDENTIFICATION CARDS WITH A NONBINARY GENDER OPTION FOR RESIDENTS WHO DON’T IDENTIFY AS MALE OR FEMALE. INDIANA IS THE SIXTH STATE TO OFFER A THIRD CHOICE ON STATE I.D.s. RESES CAN NOW CHOOSE THE THIRD OPTION X INSTEAD OF THE TRADITIONAL MALE OR FEMALE, PROOF OF A PERMANENT GENDER CHANGE SUCH AS AN AMENDED BIRTH CERTIFICATE OR DOCTOR’S STATEMENT MUST BE PROVIDED.>>>BLOOMINGTON’S FOURTH STREET GARAGE MAY BE DEMOLISHED AND REPLACED AFTER ALL. IT COMES AFTER ENGINEERS ESTIMATED REPAIRING THE GARAGE WOULD COST $300,000 MORE THAN ORIGINALLY THOUGHT. CITY COUNCIL PRESIDENT DAVE ROLLO SAYS HE’S GAUGING THE SUPPORT OF OTHERS BEFORE REBUILDING IT.>>IT INCLUDES MORE CAPACITY, AND WE HAVE ESTABLISHED A HEIGHT LIMIT, WHICH IS SOMETHING WE DIDN’T HAVE BEFORE.>>IF THE MEASURE PASSES THE COUNCIL, GARAGE WILL BE PAID FOR WITH BONDS. THE GARAGE HAS BEEN CLOSED SINCE JANUARY. THE CITY OFFICIALS SAID PREVIOUSLY THE REPAIRED FACILITY WOULD BE BACK OPEN IN EARLY AUGUST, BEFORE I.U. STUDENTS RETURN FOR CLASSES. THE CITY IS ALSO MOVING FORWARD WITH PLANS TO BUILD A NEW PARKING GARAGE IN THE TRADES DISTRICT.>>THE UNITED STATES DEPARTMENT OF AGRICULTURE’S LATEST REPORT PREDICTS FARM INCOME WILL INCREASE THIS YEAR, BUT NOT ENOUGH TO OFFSET THE DEBT MANY FARMERS HAVE. THE REPORT PROJECTS CORN PRICES WILL INCREASE. EXPERTS SAY MANY FARMERS ARE R LYING ON LOANS TO MAKE ENDS MEET, WHILE THEY HOPE FOR BETTER MARGINS. THEY SAY LENDERS CONTINUE TO OFFER FARMERS LOANS BECAUSE LAND VALUES ARE INCREASING, BUT THAT COULD CHANGE IF FARMERS CONTINUE TO CARRY SO MUCH DEBT.>>>MIDWEST ENVIRONMENTAL GROUPS ARE THREATENING TO SUE THE ENVIRONMENTAL PROTECTION AGENCY FOR DELAYING ACTION ON POLLUTED RIVERS AND STREAMS IN INDIANA. THE ENVIRONMENTAL LAW POLICY CENTER, THE ALLIANCE FOR THE GREAT LAKES AND THE HOOSIER ENVIRONMENTAL COUNCIL SENT A LETTER THIS WEEK, GIVING THE EPA 60 DAYS NOTICE OF THEIR LAWSUIT. THEY SAY THE AGENCY WAS SUPPOSED TO APPROVE OR DENY THE INDIANA DEPARTMENT OF ENVIRONMENTAL MANAGEMENT’S IMPAIRED WATERS LIST WITHIN 30 DAYS OF SUBMISSIONS. ACTIVISTS SAY IT’S BEEN ABOUT SIX MONTHS.>>GREEN COUNTY RESIDENTS ARE COLLABORATING TO FORM A NEW COOPERATIVE TO HELP MITIGATE THE COUNTY’S ISSUES WITH INVASIVE PLANTS. RESIDENTS AT A PUBLIC MEETING THIS WEEK SAID THEY WANT TO BETTER IDENTIFY AND CONTROL THE INVASIVE SPECIES THEY SPOTTED ON THEIR PROPERTIES. EXPERTS AT THE MEETING SAY THE VOLUNTEER TASK FORCE CAN RAISE AWARENESS ABOUT THE DANGERS OF INVASIVES.>>ONE OF THE THINGS THAT WE REALLY WANT TO HE CANS TO DO IS EDUCATE YOURSELF BEFORE YOU PURCHASE PLANTS BEFORE YOU PUT YOUR SHOVEL IN THE GROUND. MAKE SURE YOU KNOW WHAT YOU ARE PLANTING.>>MORE THAN 120 PLANT SPECIES ARE CATEGORIZED AS INVASIVE IN THE STATE OF INDIANA, INCLUDING BURNING BUSH AND TREE OF HEAVEN, WHICH ARE COMMON IN GREENE COUNTY. THEY BANNED 44 INVASIVE PLANTS IN THE STATE.>>>THE FUTURE MAPLE LEAF PERFORMING ARTS CENTER IS NOW BEING CALLED BROWN COUNTY PERFORMANCE CENTER. THEY WANTED TO TAKE ADVANTAGE.>>WE ARE TAKING THE NAME FROM BROWN COUNTY WHICH IS A HUGE MARKET AND WE ARE ALREADY BRANDED AS BROWN COUNTY. SO WHY NOT JUST TAKE THAT BRANT AND KEEP GOING — BRAND AND JUST KEEP GOING FORWARD WITH IT?>>THE BOARD VOTED THE NAME BUT DECIDED TO CHANGE IT AFTER IT CREATED OUTCRY. HISTORICALLY SUN DOWN TOWNS WERE TOWNS THAT BANISHED NONWHITE INDIVIDUALS AFTER SUNSET. THE VENUE IS SCHEDULED FOR A GRAND OPENING ON AUGUST 24th. THE OPENING ACT HAS JET TO BE ANNOUNCED AND THAT’S A LONG AWAITED PROJECT, JOE, THAT WE HAVE BEEN COVERING FOR A WHILE.>>A BRAND NEW VENUE IN CENTRAL INDIANA. IT WILL BE INTERESTING TO SEE WHAT TYPE OF ACTS THEY GET TO PERFORM THERE.>>ABSOLUTELY.>>THANK YOU, BARBARA.>>COMING UP NEXT OPEN “INDIANA NEWSDESK,” WITH ENROLLMENT IN RURAL AREAS DECLINING, WE LOOK AT THE CHANGING FACE OF FUTURE FARMERS OF AMERICA IN THE HOOSIER STATE.>>>AND SOME CALL IT LEGAL LOAN SHARKING, BUT PAYDAY LENDERS COULD SEE A BOOST TO THEIR BOTTOM LINE IF A BILL TO LOOSEN RULES MAKES IT THROUGH THE STATE HOUSE. THESE STORIES AND MORE, RIGHT HERE ON “INDIANA NEWSDESK.”>>WELCOME BACK TO “INDIANA NEWSDESK.” A LARGE COALITION OF CONSUMER ADVOCACY, NONPROFIT AND RELIGIOUS GROUPS ARE CALLING TO SCRAP A CONTROVERSIAL SHORT-TERM LENDING BILL. THE LEGISLATION PASSED THROUGH THE STATE SENATE AND NOW AWAITS A HEARING IN A HOUSE COMMITTEE. WHILE SOME LAWMAKERS SAY THE PROPOSAL GIVES MORE OPTIONS TO HOOSIERS WITH BAD CREDIT, OPPONENTS SAY IT WILL ONLY WORSEN THEIR FINANCIAL SITUATION. BARBARA BROSHER REPORTS.>>WHEN STEVEN BECAMER RETURNED TO INDIANA AFTER SERVING IN THE WAR IN IRAQ, THE TRANSITION TO CIVILIAN LIFE WAS ROCKY.>>I WAS IN CONSTRUCTION MY WHOLE LIFE, AND WHEN I CAME BACK, I WAS WORKING FOR AN ENGINEERING COMPANY. AND I WAS DOING GOOD AT FIRST. BUT I WAS DRINKING A LOT ALSO.>>HE CAME TO THIS VFW IN HAMMOND TO ARE HELP AND EVENTUALLY FOUND A NEW PURPOSE, HELPING OTHER VETERANS NAVIGATE THROUGH THE CHANGES THAT COME WITH CIVILIAN LIFE.>>WE HELP THEM WITH THEIR CLAIMS AND I KIND OF HELP GUIDE THEM THROUGH THE PROCESS.>>THAT SENSE OF DIRECTION ALLOWED HIM TO FOCUS ON BEING A GOOD HUSBAND AND FATHER, BUT HE SOON HIT ANOTHER ROADBLOCK. A LENGTHY CUSTODY BATTLE THAT HE STRUGGLED TO AFFORD.>>MY LAWYER WAS READY TO DROP US RIGHT BEFORE THE TRIAL.>>SO BRAMER DID WHEN HE THOUGHT WAS BEST. HE TOOK OUT A PAYDAY LOAN TO COVER THE LEGAL FEES AN THAT STARTED A VICIOUS CYCLES.>>HE TRIED PAYING IT OFF ALL AT ONCE, SO IF I TOOK AT LIKE A $1,300 LOAN, I WOULD PAY BACK LIKE $1,800 ON THE FIRST. WELL, EVEN THAT’S UNSUSTAINABLE. THAT’S $1,800 LESS FOR THE NEXT MONTH. SO IT’S — IT’S — NOBODY REALLY EXPLAINS THAT PART TO YOU.>>A REPUBLICAN STATE SENATOR SAYS HE WANTS TO PROVIDE MORE OPTIONS FOR PEOPLE LIKE BRAMER WOULD HAVE BAD CREDIT BUT NEED LOANS. SENATE BILL 613 WOULD EXPAND EXISTING PAYDAY LOANS AND OFFER NEW BORROWING OPTIONS.>>SO WHAT WE TRIED TO DO WAS CREATE OPTIONS IN THAT ARENA AT RATES THAT ARE 40 OR 70% LESS THAN PAYDAY LENDING.>>THE NEW SIX TO 12-MONTH LOANS WOULD HAVE LOWER RATES THAN THE EXISTING PAYDAY OPTIONS BUT IT’S STILL 192% AND THE SMALL DOLLAR LOANS WOULD ALLOW PEOPLE TO BORROW UP TO $4,000 WITH AN INTEREST RATE AS HIGH AS 99%. THAT’S AGAINST CURRENT FELONY LOAN SHARKING LAWS IN THE STATE WHICH THE BILL WOULD ALSO CHANGE. ON TOP OF THAT, THE LEGISLATION INCREASES FEES, BUT THEY SAY IT’S NECESSARY.>>IT’S GIVING THEM ACCESS TO SOMETHING, AND HONESTLY, AT A MUCH BETTER RATE THAN IS AVAILABLE WITH THE CURRENT MODE WITH PAYDAY LENDING.>>BUT A LONG LIST OF GROUPS OPPOSES THE BILL AND RALLIED AT THE STATE HOUSE EARLIER THIS WEEK.>>THIS IS THE FOURTH YEAR IN A ROW THAT A COALITION HAS BEEN ASSEMBLED TO FIGHT AGAINST THE CONTINUOUS ATTEMPTS BY OUT-OF-STATE PAYDAY LENDERS AND OTHERS TO EXPAND THE HARMFUL LOANS PRODUCTS HERE IN INDIANA.>>THE COALITION CALLS THE PROPOSAL PREDATORY AND HARMFUL TO HOOSIERS.>>WE ARE ADDING NEW PRODUCTS THAT ARE MUCH LARGER, MUCH LONGER, AND SO YES, WHILE THE APR IS ONLY 192%, THIS IS STILL AN UNAFFORDABLE LOAN THAT’S CONDITIONED ON EITHER ACCESS TO YOUR BANK ACCOUNT, OR ACCESS TO SAY YOUR CAR TITLE.>>MACY’S SAYS SHE WANTS TO SEE LEGISLATORS STUDY PAYDAY LENDING BEFORE PASSING ANY BILLS EXPANDING THE INDUSTRY. THE NATIONAL NONPROFIT POLICY GROUP CENTER FOR RESPONSIBLE LENDING IS ALSO AGAINST THE LEGISLATION. ITS ANALYSIS OF THE BILL SAYS IT CREATES AN INESCAPABLE CYCLE OF DEBT FOR BORROWERS.>>IF THIS BILL PASSES, THIS WILL MAKE INDIANA AMONG THE TOP 10 WORST STATES IN THE COUNTRY FOR PREDATORY LENDING.>>THAT WORRIES BRAMER WHO SAYS THE STATE’S CURRENT PAYDAY LENDING INDUSTRY DOES ENOUGH HARM. HE’S STILL TRYING TO PAY OFF THE LOAN THAT HE TOOK OUT ABOUT A YEAR AGO.>>YOU THINK YOU COULD PAY BACK SOMETHING BUT THEN, YOU KNOW, YOU DON’T REALIZE THAT IT’S LIKE A CYCLE AND THAT CYCLE IS SO HARD TO GET OUT OF.>>HE HOPES HIS STORY SERVES AS A WARNING TO LEGISLATORS.>>AS A WHOLE, THIS IS NOT A GOOD OPTION, AND I HOPE THAT THEY DO STOP IT.>>FOR “INDIANA NEWSDESK,” I’M BARBARA BROSHER.>>THE BILL HAS YET TO HAVE A HEARING IN THE HOUSE’S FINANCIAL INSTITUTIONS COMMITTEE.>>>THE NATIONAL FFA ORGANIZATION WELCOMES MORE THAN 60,000 STUDENTS EVERY YEAR TO ITS ANNUAL CONVENTION IN INDIANAPOLIS, BUT PROGRAMS TAKE PLACE IN SCHOOLS ACROSS THE NATION THROUGHOUT THE YEAR. WITH ENROLLMENT DECLINING IN RURAL INDIANA SCHOOLS, F.A.A. MEMBERSHIP IS BEGINNING TO CHANGE. — FFA MEMBERSHIP IS BEGINNING TO CHANGE.>>AS MORE PEOPLE MOVE TO DEVELOPED SUBURBS AND DEVELOPED AREAS, THE TRADITIONAL TO HE CUSS OF FFA PROGRAMS IS BEGINNING TO SHIFT.>>WHEN TOM FIRST CAME TO HAMLESTON SOUTHEASTERN HIGH SCHOOL, IT WAS A VERY DIFFERENT PLACE.>>THE SUPERINTENDENT’S OFFICE WAS IN A TRAILER LIKE A LITTLE MODULAR TRAILER. IT WAS A SUPERINTENDENT AND TWO LAIDERS THAT HELPED HIM. THAT WAS THE CENTRAL OFFICE.>>FAST FORWARD 40 YEARS AND THE DISTRICT WHICH IS 30 MINUTES NORTHEAST OF THE INDIANAPOLIS IS ONE OF THE FASTEST IN THE STATE. YOU MIGHT THINK HE WOULD HAVE TROUBLE FILLING HIS CLASSES.>>AGRICULTURE HAS CHANGED FROM PRODUCTION AG CLASSES I HAD WHEN I FIRST STARTED AND A LOT OF FARMERS TO BEING NO FARMERS. THE LAST STUDENTS I HAD THAT THEIR PARENTS MADE THEIR LIVING IN FARMING WAS 2006.>>DESPITE HAVING FEWER STUDENTS WITH DIRECT TIES TO THE FARM, HE SAYS HIS MEMBERSHIP IS STILL STRONG. HE AND HIS CO-TEACHERS SEE ABOUT 200 TEACHERS A OKAY.>>EVEN IF YOU ARE NOT A FARM KID, YOU CAN LEARN A LOT FROM FFA, LIKE WHERE YOUR FOOD COMES FROM AND THE GOOD A NEW UNDERSTANDING AND UNDERSTAND HOW IMPORTANT IT IS.>>FFA MEMBERSHIP IN URBAN AND SUBURBAN SCHOOLS HAS GROWN 33%. THE PEERS IN RURAL AREAS HAS GROWN BUT AT A MUCH TAMER RATE OF 21%. THEY ARE NOT SURE WHY SO MUCH GROWTH IS HAPPENING IN THE URBAN DISTRICTS BUT THEY BELIEVE JOBS PLAY A BIG ROLE. PROGRAMS CONTINUE TO UPDATE THEIR CURRICULUM TO REFLECT THE CHANGES IN AGRICULTURE, AND THE FFA HAS PARTNERED WITH MICROSOFT TO TRAIN STUDENTS IN AG TECH BUT ANOTHER PIECE IS MONEY. THAT CAN HELP EXPLAIN THE GROWTH DISPARITY BETWEEN URBAN AND RURAL SCHOOLS. THEY ASSIGN A DOLLAR AMOUNT TO EACH STUDENT. IT CREATES PROBLEMS FOR THOSE STRUGGLING WITH RURAL AREAS.>>THOSE THAT THEY ARING TO DO, THAT THEY MAY HAVE TO LOOK OUTSIDE OF THEY ARE COMMUNITY TO FIND THE SUPPORT TO HELP THEM CONTINUE TO GROW THEIR CHAPTER AND THE OPPORTUNITIES THEY PROVIDE FOR STUDENTS.>>NOT FAR FROM HERE, JOSH IS WORKING AT A GREENHOUSE IN TRITON CENTRAL HIGH SCHOOL. HE’S TRYING TO GET IT UP AND RUNNING AGAIN SO THE STUDENTS CAN SELL HANGING BASKETS TO MAKE MONEY FOR THEIR CHAPTER. HE IS REPRESENTATIVE OF HIS STUDENTS.>>I GREW UP ON A SMALL HOBBY FARM. WE DID 4-H, WE RAISED GOATS AND DAIRY GOATS, AND ALL OF THAT.>>HE RETURNED HERE AFTER GRADUATING FROM COLLEGE BUT JUST FIVE STUDENTS HE’S BEEN ABLE TO START GROWING THE PROGRAM AGAIN.>>NOW WE ARE SITTING AT 35 PAID WITH FIVE MORE THAT WE ARE WORKING ON, YOU KNOW, GETTING IN THE DOOR.>>HE SAYS THOSE ARE THE HIGHEST NUMBERS HIS PROGRAM HAS SEEN IN THE LAST FIVE YEARS.>>I HAVE LIVED HERE ALL OF MY LIFE. THIS IS MY HOME. YOU KNOW, THIS IS THE MACE I GREW — PLACE THAT I GREW UP AND WANT TO RAISE A FAMILY IN THE FUTURE. I’M WILLING TO PUT THE EFFORT FORWARD IN ORDER TO ENSURE THAT THE PROGRAM STAYS ALIVE.>>THE NATIONAL FFA ORGANIZATION TOLD ME THEY ARE GOING TO CONTINUE TO RE-INVENT THEMSELVES FOR THE 21 OF THE CENTURY. THERE’S A — 21 OF THE CENTURY. THERE’S A GROWING INTO ED TO HAVE THE STUDENTS WHO UNDERSTAND THE CONNECTION BETWEEN AGRICULTURE AND TECHNOLOGY.>>BROCK, THANK YOU VERY MUCH FOR THAT REPORT.>>ABSOLUTELY, JOE.>>>THE INDIANA HISTORICAL SOCIETY IS OFFERING VISITORS A CHANCE TO TRAVEL BACK TO ANNAIOO LODGE — AN ARCHAEOLOGICAL EXCAVATION. IT’S THOSE IN EVANSVILLE WHICH IS ONE OF THE MOST WELL-PRESERVED PREHISTORIC NATIVE AMERICAN SITES IN THE COUNTRY.>>NATIVE AMERICANS WHO LIVED ON THIS LAND HUNDREDS OF THOUSANDS OF YEARS AGO, THEY ARE NOT HERE BUT THEIR ANCESTORS, THEIR DESCENDANTS STILL ARE. THERE ARE NATIVE AMERICANS IN INDIANA NOW. THIS IS NOT JUST A STORY OF THE PAST. IT’S A STORY OF THE PRESENT TOO.>>THE ITEMS ARE ON LOAN FROM INDIANA UNIVERSITY’S GLEN BLACK LABORATORY OF ARCHAEOLOGY. THE EXHIBIT HAD INCLUDES ACTORS RECREATING THE WORK ON THE SITE EXCAVATION. IT WILL BE ON DISPLAY THROUGH AUGUST 9th. AND THAT’S END OF THIS PROGRAM BUT OUR WORK CONTINUES ONLINE AS WE COVER THE NEWS THROUGHOUT THE WEEK AT WTIUNEWS.ORG. HAVE A GREAT WEEKEND.>>”INDIANA NEWSDESK” IS MADE POSSIBLE IN PART BY:

Leave a Reply

Your email address will not be published. Required fields are marked *