Student Loans : How to Apply for Free Government Grants, Loans & Scholarships


Hello. I’m Cheri Ashwood. I’m a guidance counselor
and I’m going to tell you how to apply for free government grants, loans and scholarships.
The place that you need to start is your free application for federal student aid. That
is an online application and you can find that at this website: www.fafsa.ed.gov. In
your high school guidance counselor’s office, you’ll be able to access a worksheet. Or maybe
your college or university’s financial aid office that will help you enter information
that you’re going to be asked on the FAFSA. But it is an online only application. This
is the starting point for most government grants, loans and scholarships. And this helps
determine your EFC or your estimated family contribution, which is basically your need.
How much is the government going to give you in a grant, loan or a scholarship? Everyone
is considered to have something to contribute to their education. And so, they’re going
to balance your family need with how much they’re going to award you. In addition to
the standard Pell grants, Stafford loans, Perkins loans and such, you can also do an
Internet search. The Internet is always going to be your best resource when looking for
financial aid to further your education. Once again, I’m Cheri Ashwood. I’m very proud of
you for continuing to look towards your future. Your future starts today.

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