Technique for Clearing Your Money Debts and Loans – Lakshmi Puja Practice

Lakshmi Puja Practice – Come Out of Money Debts Next question we have is from Ottawa center , Cananda Questioner is asking…We have a lot of debts and it is very frustrating How can we reduct debt this year? Very practical question. Many people are suffering and struggling with it I tell you. Please understand. Many of you maybe having this issue Listen Listen very carefully I am not going to give you any mystical solution Don’t even think the solution I am giving is mystical. Its very practical. I tell you. Debt I am defining. Debt is nothing but the man’s lifestyle of never looking into his money Listen You have so much of incompletion pain the moment you remember about money you never look into your accounts What comes, what goes till whole thing collapses Let me ask a very bold question All of you are here to know about the secrets of attracting wealth How many of you have so much pain the moment you remember about wealth And you never look into your balance sheet Raise your hand True He himself (questioner) is raising his hand I am telling you I am telling you The pain you have about wealth The moment you remember the wealth The pain and impossibility you carry Need to be completed Then you will never be afraid of looking at your balance sheet Fear of looking at your balance sheet Lets it rot Listen I am using very strong words Fear of looking at your balance sheet lets it rot Yesterday I said, very boldly I don’t touch money I am telling you I don’t touch money other than for giving dhana But I don’t sleep, I don’t put my head to rest unless I see the balance sheet of the whole sangha every night I can tell you How many tumblers, glasses we have in any of my adheenams (centers) From my memory Not pride Because I do not have any pain with it Because I have no pain to look into it All of you are very happy to count the currency But nobody wants to look into the balance sheet This is one of the very important mental pain pattern you need to break I tell you (to questioner) I commit with you just break this pattern today with completion And decide, every night you will sleep after seeing your bank balance Your balance sheet I commit with you, you will get out of debts within one year And I am responsible for this word Do it like a religious action Do it like a religious duty Every night see your balance sheet and go to bed Anybody who has this problem of lot of debts I give you this as a religious technique And I am responsible for completing your debts and getting you out of it in one year Understand When I say this Its a technique and I will also use my extraordinary powers to support you Both Teachings are not always just teachings It is to support you to get out of powerlessness When you start following the teachings There will be naturally extraordinary things happening because We don’t use in Hindu tradition words only to give concepts We also use the words to give energy So I give you this as a concept and energy Take this as a religious responsibility My guru has instructed me Every night balance sheet Movable assets I have Immovable assets I have Debts I have Loans I need to pay And the precious metal I have because we Indians, precious metal is one of the important part of our life Whatever See once And this is the net worth And sleep Do this as a religious duty Do this like a meditation You can call this as lakshmi puja Every night few minutes I tell you Your cognition Your cognition When it does not fall on something That becomes blind spot Even after that becomes blind spot If you don’t attend, that becomes cancerous All the cancers of your life See a broken relationship is cancer in the relationship field A debt is a cancer in the wealth field It is only blind spots becomes cancer Do this as your religious duty Take this as a initiation from me And you don’t try to justify Oh it is a good technique Swamiji gave If I do, my mind will change then I will really get out You don’t try to build on it because finally end of the day After all it is a technique I have tried so many techniques and let me dump it You usually dump all the techniques into dustbin That is why I am saying Take it as Lakshmi Puja Maybe you can do it like Have small picture of me And say that because you told I am doing And after one year I will hold you responsible You can hold me responsible I am giving you the commitment Every night do this as a religious duty and technique Religious duty not even as technique because techniques you dump into dustbin within 10 days You go to every road and learn different different techniques and dump them into different different road dustbins Bangalore being a spiritual capital go to every road, you will get one kriya, one technique, one method No…. In Karnataka, every street has one jagat guru That is good actually, not bad That is good Better to have one jagat guru in every street than the don in every street come on. Its very good Nothing wrong and being a spiritual capital of India All techniques you dump into dustbin I am not giving this even as a technique I am giving this as a religious instruction Puja you never stop, I have always seen people doing it In my experience, I tell you As long as I was teaching as a meditation technique, kriya the practice ratio was only twenty percent When I added puja into it Do this pranayam, this kriya and then complete this puja When this becomes part of puja The practicing ratio is more than ninety percent So I am giving you this instruction as Lakshmi Puja Do it The practicing ratio Is drastically high when it becomes a religious instruction So practice it You will see you will be out of debt this year

100 comments on “Technique for Clearing Your Money Debts and Loans – Lakshmi Puja Practice”

  1. Giorgio Mariani says:

    Hallo, what means Lakshmi Puja? ( Is it correctly written?)
    Thank you.

  2. Kandhavel Seethapathy says:

    Excellent technique… Thank you Swamiji.

  3. Loganathan Pattabhiraman says:

    Thanks Swami Ji

  4. Holly Za-Zinham says:

    i will do as you say swami, i hold you responsible for all this exercise you give nithyananda we wiil meet in Tobago in sadashivoham

  5. kirstie Hill says:

    Thank you

  6. Nitesh says:

    N! – It's practically true by your grace 🙂

  7. lavkittu14 says:

    fear of looking into balance sheet makes it rot…..every nite see the balance sheet and go to bed…This lakshmi pooja is a religious duty

  8. Kenan Ozer says:

    this is so damn painfully true

  9. Suezanne Marie says:


  10. Priyanka Chauhan says:

    Sadhashivoham 2016!!!!

  11. Bobby Ravikumar says:

    nice one

  12. Perichiayppan chaitanya venkatesh says:

    Swamiji, I need your advice. i'm diagnosed with RR Multiple Sclerosis. my age is 34 male. Im getting chronic pain, how do i overcome this. pls advice me technique similar to lakshmi pooja. my native is chettinad, nattukotai nagarthar community. i often use to visit Oyad madam in tiruvanamalai, but due to chronic pain i could not also wrk lide balance is very poor. trust u, pls advice.

  13. ARQUEIA DO GRAAL says:

    thanks swamiji! just a lakshimi´s photo in my table during the work is putting my financials in order

  14. Holly Za-Zinham says:

    swami i am doing this and im really seeing myself changing

  15. Harry Simon says:

    Thank you Swamiji

  16. Clixx4Quest says:

    Thankyou Beloved Swami Nithyananda Ji…For Giving Us The Most Practical Solution…

  17. Clixx4Quest says:

    "Fear Of Looking At Your Balance-Sheets Lets It Rot.."…'Let Us Have No-Pain For Looking Into The Balance-Sheet"……Thankyou Beloved Swami Nithyanananda Ji…….

  18. Clixx4Quest says:

    " CONCEPT +ENERGY"….Thankyou Beloved Nithyanananda Swami Ji…….

  19. Cool vibe's Grenier says:

    Swamiji please send me some good vibe's thank you with love and respect .I am a chaga mushroom harvester and i'm trying to make a positive company, with helping people with this most powerful herb chaga if you would like some i could send you some thank you.Chaga is a great thing king of herb's i think it could be good for Swamiji and his crew .Let me know Swamiji ill give you some if you want.

  20. Lilly Thaureaux says:

    Thank you swamiji! I will do this every night!

  21. isabella says:

    Thank You, Swamiji!!!

  22. Sophia Keller says:

    Thank You so much, dearest beloved SwamiJi, for my new spiritual name which destroys all debt and all fear as well.  You have blessed me to embody the Shakti of DharmaDurga MataJi.  Wealth is just Devi's birthright without any worry.  Deep thanks and gratitude to You, beloved GuruJi!  At Your Holy Feet forever.

  23. meriam mustefa says:

    u came across his video and I loved him so much,but question what dose he mean looking at balance shit??? dose it mean the bank account balance or what exactly.coz I have debt from the government and money I borrowed from someone and I always pray to pay the person back so wat should I do pls

  24. aseem shrivastava says:


  25. vandana rao says:

    So apt!

  26. Deeper Vision says:

    Thank You Swamiji, you are the true manifestation of Sadashiva himself… Listening to you and applying your teachings has literally changed my perception of life and what a wonderful journey it is. Thank You again

  27. raja seelan puchi says:


  28. Jonathan Thompson says:

    I am living on retirement funds. I am working 8-10 hours a day for several years, not getting paid. I accept your energy/blessings. I wish to get healthy and visit the sacred ashram.

  29. Deepak Sahu says:

    It really works. Thank you Swamiji

  30. Deepika Ma says:

    Yes swamiji! Solutions are very practicle!

  31. Sunniva K says:

    Great technique!

  32. Shalini Dubey says:

    This video gave me faith and confidence about life..GRATITUDE!!!!

  33. Shalini Dubey says:

    This video gave me faith and confidence about life..GRATITUDE!!!!

  34. Remi White says:

    THANK YOU!!! for everything. No Fear, No Blind Spots ever again.

  35. vijay tamakuwala says:

    Swamiji I need your blessing for come out of all my financial problems and debt immediately

  36. Nataraj Kujala says:

    thank you

  37. Babeeta Ramdewon says:

    Namashivay. first time listen to Swamijee, really like it, would like to know more and how to follow the classes, if there is. Thanks Mayuri.

  38. RakJkd says:

    Thank you swami for you advice because my account is in debt but when I will look at my account tonight I hope swamiji can guide me, I still have a good feeling about money even though there is debt in my account we all can win together just one more thing I have been seeing a sequence of numbers everyday like 111 11.11 111.1 222 333 444 555 888 10.10 12.12 12.21 I am yet to learn what these numbers mean.

  39. hlb0111 says:

    So practical, so obvious, and so helpful!


    greetings go all


    is there a centre in Muscat Oman

  42. Earn Rush says:

    Nithyananda, help me get out of dept 🙁

  43. Dolly Marie says:


  44. Anna Stoyanova says:

    Nithyanandam everyone. Want to share that with Swamiji's blessings I got the chance to finally earn money easily from a passive income. ☺😁😊 I got also blessings from Lord Kaalabhairava to go and invest in this great company. Not only me but also other people from Europe sangha are earning money. If you would like to learn more about this feel free to send me a message [email protected] Looking forward to increasing your wealth and happiness.

  45. Third Eye Awake says:

    haha!!! It's so true! This is my exact issue!

  46. Bliss WKC says:

    Heartiest appreciation thanks dearest Swamiji🕯🌻💎
    Nithyanandam 🙏🏼🕉😇💖

  47. Quentin Fernandez says:

    How can anyone who wants to under go any training at this ashram join for such training

  48. l. n. says:

    Thank you. I need some serious awakening 😭😭😭😭

  49. The Law of Success Coach says:

    I have been using this technique for a few days now and its AMAZING. I can see why he tells us to keep do this, because you mind solves its own problems when confronted with a situation. THANK YOU

  50. Crochet Goddess says:

    i love binging on these small videos. so much wisdom. i work instinctively so i never thought to advise checking the bank balance every night to my husband who has this vicious circle of being in debt, paying it all off and then ending up in debt yet again. and a friend of mine mentioned that for some this is a lifestyle. i passed the video on to husband and my friend as well 😀 thank you

  51. Leuvia Pendaya says:

    Paramahamsaji.. I am grateful for your video of helping us even we are far in distance and You are receiving nothing as exchange. May God Keeps You in His Blessings.
    We are very grateful for all.

  52. Jaqueline Varela says:

    Thank you swamiji. You are the best

  53. David Cleland says:

    Can I receive your blessings from Australia Swamiji?

  54. -- says:

    Good speach. He is a great speaker. World needs people like him to get help from God.

  55. Sandeep Rawat says:

    Swami ji good morning… i will start it

  56. Ravish Jawalapersad says:

    Dear Swamiji, please bless me, the viewer of this video, to clear my money dept too.?
    Thank you so much.

  57. José Oswaldo Martínez Rodríguez says:

    Favor traducir conferencias al idioma español, gracias. Om shanti

  58. I Am Joy. says:

    I plan to embrace this & in one year from today I will be back with an update. & Thank you…

  59. Shobna Sukumar says:

    I am going to follow this technique from today onwards.29.01.2018. after 1 year I will come back n comments the results.

  60. Creator K says:

    Thank you swami ji..

  61. dazler vicky says:

    If this works then I will listen to all the other videos

  62. Amit Bhasin Bhasin Bhai says:

    Thankyou . I will do it from today

  63. J K says:

    I saw your video. It's good. Release such videos again

  64. Gokul SN says:

    wow super really great.. 💯 absolutely correct..I will also follow guruji… thanks very very much…

  65. Bittu Gym says:


  66. paresh prajapati says:

    Thanks guruji

  67. Stephanie Ellison says:

    He says that when you start looking at your balance sheet, your debt will be cleared within a year – is this a response to the person starting to look at where the money is going every month? That isnt my issue. I know where every dollar goes because i track it in my multi month spreadsheet. I know how much i have to spend for the month, i know how much i might have at the end of the month, and i know exactly how much i would have to go towards debt above the minimum required. The issue is how to manifest the money when fixed expenses outweigh the income coming in.

  68. Manju Bangalore says:

    Jai Guruji. You are right on spot when you said that those in debt don't count their worth. Now I realise my weakness. Pls give me the strength to adopt this technique to come out of debt.

  69. Fikmedaze Ohmyfattun says:

    My optimism is hope but I jump over the pothole far to fast

  70. Ankuli Dharmadhikari says:

    I am following this from today I.e. 4 April 2018

  71. Deepak Chand says:

    देश के किसानो को बता दो ये तरीका

  72. Aswin Ram says:


  73. Lalit Sharma says:

    money is not the solution of all things money can make your ego mind high

  74. Chi Cambuchia says:

    Thank you Swamiji. Nithyanandam

  75. Cicada 3301 says:

    the reason why he is asking you guys to see the networth before going to sleep is anything we see or visualize before going to sleep it magnify s 1000 times in sleep. thats the trick

  76. Archana Kulkarni says:

    One guru in every street than having a don in every street nice thought

  77. Trisha Nikel Talent Consulting says:


  78. Danielle Barnett says:

    Thank you dear one

  79. Bliss WKC says:

    Thank You sooo much dearest Swamiji 💐🙏🏼
    You’re such an inspiration ❣️
    Nithyanandam 😇🕉💖

  80. Ravi Fernando says:

    Thank you Sir.

  81. SURYA RAIKA says:

    Im also going to follow from now on 31/7/2018
    Will text back after a year regarding the positive thing after this practice…
    better do something than nothing!!

  82. Muoi Nelson says:

    Thank you Swamaji! I will start do it today 8/11/18.

  83. sudarshan m swamy says:

    Good one

  84. aditya swaroop says:

    Pranams Guruji
    My sincere apologies at the outset for having wrong perception in the past and imitating your accent for fun.
    Watching your videos one after the other to break negative thought patterns and low self esteem emotions..Have been searching here and there for answers to realise ive been going nowhere.In stillness and awareness I seek your blessings.

    Will follow the Lakshmi pooja and the 3rd eye technique that I watched.


  85. susan chambers says:

    It’s pretty much interesting how I went from having $0 to having a whole lot of money for myself and to even give out to others ,the last wealth salvager cleared out my life long student loans,cleared my mortgage ,got my credit scores up ,he practically made my financial life extremely stable and right now I’m really enjoying my debt free life !!!!

  86. Caiyun Huo says:

    thanks Swamiji , i will also do this

  87. Tapash Chatterjee says:

    Deepest Thanks…….

  88. famous boy of Goa says:

    I have my business development problem

  89. loveisallthereis 11:11 says:

    Amazing, he is asking us to face our fears around our money insecurities! What a great way to the balance root chakra. Beautiful n practical!

  90. Prasad D V says:

    Can I share this video in Facebook, the link?

  91. Keme Agori says:

    I greet you sir, please remember in your prayers and I will be grateful

  92. Hope is Everything says:

    thanks a lot swamiji

  93. Joeipe Sattia says:

    Well said n I believe what he said…I have this habit form very young

  94. Krypton 36 says:

    Namaskaram Swamiji

  95. RAVI DHYANI says:

    Swami ji ko mera pranam

  96. Leslie Bailey says:

    6:00…Your cognition, even if it does not fall on something…that becomes blindspot…if blindspot not attended to…it becomes a cancer. I paraphrased, however this is how I understand this hugh gift instruction/puja from our beloved Swamiji. And it touches EVERY aspect of our day to day lives. Blessings Nithyanandam

  97. Cosmic grace ss says:


  98. Sanket Sanket says:

    Kinda makes sense

  99. kpurohit2000 says:

    I came here thinking it's another hilarious video. For once he makes absolute sense!

  100. Sri Nithya Sharabheshwarananda says:

    Swamiji tells hard work with integrity is the best strategy in life. Straightforward hard work with integrity is the shortest route to success.

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