Why Care About Identity Theft? | Federal Trade Commission


Lynn didn’t worry about
identity theft. She always said, who’d want
to steal my identity? Lynn never had a credit card
or borrowed money. She figured thieves wouldn’t
mess with someone who had no credit history. One day, Lynn decided to apply
for a credit card. She sent in her application,
but the company turned her down. Lynn wanted to know
what happened. Why didn’t she get
the credit card? She got a free copy of her
credit report to find out. There, Lynn discovered that
someone had opened eight credit cards in her name. They even got a car loan. And whoever used
her name wasn’t paying any of the bills. The credit report said all the
accounts were overdue. Lynn tried to fix these
mistakes, but she found out that it’s not easy to prove that
you did not do something. Those businesses held Lynn
responsible for the bills, at least until she proved that
the bills belonged to an identity thief. It took a long time, but
she fixed the problem. Now Lynn checks her credit
report every year to look for signs of identity theft.

6 comments on “Why Care About Identity Theft? | Federal Trade Commission”

  1. Marcus Sortijas says:

    Very useful. We often don't know about the problem until it's too late.

  2. Mike Toole says:

    Lynn decided to apply for a credit card. Big mistake! She never would have had to deal with this, if she didn't try to get money she didn't already have. Now Lynn is stuck with this job that credit agencies basically invented for her. Don't play this game.

  3. InstTaxSolutionsLLC says:

    Checking one's credit report once a year is a good start in identifying signs of identity theft. However, even with this check, thieves can cause one a great many problems and as indicated in the video it can take a long time to prove.

  4. TyLe Mazur says:

    thank you for the video

  5. SoldiersofSelfMastery says:

    Its Not Funny At all ! How we carelessly go about Shopping and doing all kinds of stuff with No Concern for Our Family Identity.. Its NOT PLeasant at all if You find Out You have become a Victim !..Victims SUFFER ! Dont Become Subject to This NASTY Virus being Done By Others Who Dont Care what Happens to You or Your Children.. Do Something About it Now! Before it Becomes a NIGHTMARE ! I Can Help Anyone who Wants to Get Protected… Do It Today !!

  6. The Red Sonia says:

    I AM NOT AMBER. STOP EMAILING ME AND GIVING ME ACCESS TO HER PERSONAL INFORMATION LIKE FULL NAME, ADDRESS AND ID VERIFICATION FORMS THAT CONTAIN HER BANKING AND AUTO LICENCE PLATE INFORMATION. YOU DON’T HAVE A CONTACT FORM ON YOUR WEBPAGE SO HERE I AM CALLING YOU ALL THE WAY OUT ON YOUTUBE. FIX YOUR BUSINESS PRACTICES.

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